open enrollment guide - Affordable Care ACT

 The 2026 Open Enrollment period begins on Monday, October 6, 2025 and ends on Friday, October 24, 2025 at 8 p.m. ET.

You are viewing the 2026 open enrollment information for ACA-eligible employees and their eligible dependents.

Contribution Rates

The charts below summarize your contribution rates for coverage in 2026:

Aetna Medical Coverage

Full-Time with Benefits Salary ≤ $35,000

Full-Time with Benefits Salary ≤ $35,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$ 41.10$ 768.30$18.97$354.60$54.80$1,024.40
EE+SP/DP$128.16$1,571.64$59.15$ 725.37$170.88$2,095.52
EE+ Child(ren)$112.33$ 1,425.58$51.84$ 657.96$149.77$1,900.78
Family$199.39$2,228.93$92.03$1,028.73$265.85$2,971.91

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

 

Full-Time with Benefits Salary $35,000.01 – $50,000

Full-Time with Benefits Salary $35,000.01 – $50,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$66.37$743.03$30.63$342.94$88.49$990.71
EE+SP/DP$207.02$1,492.78$95.55$688.97$276.03$1,990.37
EE+ Child(ren)$181.47$1,356.44$83.76$626.04$241.96$1,808.59
Family$322.13$2,106.19$148.68$972.08$429.51$2,808.25

EE = Employee | SP/DP = Spouse/ Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

Full-Time with Benefits Salary $50,000.01 – $90,000

Full-Time with Benefits Salary $50,000.01 – $90,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$102.13$707.27$47.14$326.43$136.17$943.03
EE+SP/DP$253.09$1,446.71$116.81$667.71$337.45$1,928.95
EE+ Child(ren)$225.73$1,312.18$104.18$605.62$300.97$1,749.58
Family$362.57$2,065.75$167.34$953.42$483.43$2,754.33

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

Full-Time with Benefits Salary $90,000.01 – $130,000

Full-Time with Benefits Salary $90,000.01 – $130,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$111.32$698.08$51.38$322.19$148.43$930.77
EE+SP/DP$280.13$1,419.67$129.29$655.23$373.51$1,892.89
EE+ Child(ren)$252.04$1,285.87$116.33$593.47$336.05$1,714.50
Family$392.46$2,035.86$181.14$939.62$523.28$2,714.48

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

Full-Time with Benefits Salary $130,000.01 – $200,000

Full-Time with Benefits Salary $130,000.01 – $200,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$121.32$688.08$55.99$317.58$161.76$917.44
EE+SP/DP$327.96$1,371.84$151.37$633.15$437.28$1,829.12
EE+ Child(ren)$297.19$1,240.72$137.16$572.64$396.25$1,654.30
Family$453.66$1,974.66$209.38$911.38$604.88$2,632.88

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

 

Full-Time with Benefits Salary $200,000.01 - $300,000

Full-Time with Benefits Salary $200,000.01 - $300,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$132.24$677.16$61.03$312.54$176.32$902.88
EE+SP/DP$376.88$1,322.92$173.94$610.58$502.51$1,763.89
EE+ Child(ren)$344.78$1,193.13$159.13$550.67$459.71$1,590.84
Family$506.61$1,921.71$233.82$886.94$675.48$2,562.28

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

 

Full-Time with Benefits Salary >$300,000

Full-Time with Benefits Salary >$300,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$144.15$665.25$66.53$307.04$192.20$887.00
EE+SP/DP$440.30$1,259.50$203.22$581.30$587.07$1,679.33
EE+ Child(ren)$394.11$1,143.80$181.90$527.90$525.48$1,525.07
Family$576.71$1,851.61$266.17$854.59$768.95$2,468.81

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.