Post Docs: Comparing the Medical Plans | Open Enrollment Guide

PPO Medical Plan

All GW Postdoc Associates, Scholars, and their eligible dependents are able to enroll in the GW Postdoc PPO.

	In-Network	Out-of-Network
Core Benefits	Postdoc Pays	Postdoc Pays
Deductible Single / Family	$300 / $900	$800 / $2,400
Out of Pocket Maximums Single / Family	$2,500 / $7,500	$3,000 / $9,000
Office Visit/Specialist Visit	$30/$40 Copay	40%* after deductible
Virtual Visits	No Copay	Not Covered
Annual Wellness Visit	No Copay	40% after deductible*
Inpatient Hospital	20% after deductible*	40% after deductible*
Outpatient Surgery	20% after deductible*	40% after deductible*
Emergency Room	$150 copay
Urgent Care	$30 copay	40%* after deductible
Rx**	$10 Tier 1
	$30 Tier 2
	$50 Tier 3

*After deductible has been met
**Pharmacy Benefits through Optum Rx

Medical Plan Well-Being Programs

Postdoc Associates, Scholars and their eligible dependents enrolled in the GW Postdoc PPO can participate in the programs listed below at no additional cost:

Real Appeal: An online weight loss program focused on making small changes for a healthier life. Includes online coach, 24/7 online support and mobile app.
The Cancer Support Program: A cancer diagnosis can change your life forever. UHC is here to help. Their oncology team will work with you to get the treatment, care and support that you and your family need.
Quit for Life: Personal support program for covered UHC members including dependents over the age of 18 to help you with smoking cessation
UHC Maternity Support Program: If you are pregnant and covered under a GW health plan, you are eligible (and encouraged) to participate in the UHC Maternity Support Program at no cost. Participants gain access to 24-hour toll-free call support from experienced nurses, pregnancy and childbirth educational materials, post-natal kits, individual consultation and more. You may also earn financial incentives for participating in the program
Self Help by AbleTo: With Self Care, you’ll get personalized content that’s designed to help you boost your mood and shift your perspectives. Tap into tools created by clinicians that are suggested for you based on your responses to a short, optional assessment. Self Care is here to help you feel better —and it’s available at no additional cost to you. With Self Help you will have access to: daily mood tracking, meditation tools, a collection of curated content to help build life skills and a personalized road map to track your progress, set goals and more! Visit ableto.com/begin to get started. Make sure you have your health plan ID card handy.
UHC Rewards: Good news — your health plan comes with a new way to earn up to $300 and you can use it however you want. UnitedHealthcare Rewards is included in your health plan at no additional cost. Personalize your experience by selecting activities that are right for you — and look for new ways of earning rewards to be added throughout the year. Eligible members can earn dollars for taking small steps towards creating a healthier lifestyle. Members can choose from a variety of reward activities including: sleep tracking, fitness tracking, completing biometrics and / or a health survey, going paperless and more. Get started by signing into myuhc.com and selecting UHC Rewards.

Please Note: PDFs with additional information on these programs can be found under Wellness Programs on the Postdoc Benefit page.