open enrollment guide for post docs

 The 2025 Open Enrollment that began October 7, 2024 and ended on October 25, 2024 at 8pm (ET) is now closed.

You are viewing the 2025 open enrollment information for Postdoc Associates and Scholars and their eligible dependents.

Contribution Rates

MEDICAL
FULL TIMEPostdoc ContributionGW Contribution
Postdoc Only$103.13$509.87
Postdoc + Spouse$356.50$1,126.95
Postdoc + Child(ren)$258.38$848.72
Family$530.89$1,511.32
MEDICAL
PART TIMEPostdoc ContributionGW Contribution
Postdoc Only$306.50$306.50
Postdoc + Spouse$741.73$741.73
Postdoc + Child(ren)$553.55$553.55
Family$1,021.11$1,021.11
DENTAL
 DMOLow PPOHigh PPO
Postdoc Only$15.86$33.73$56.39
Postdoc +One$36.26$71.69$122.30
Family$43.89$86.77$147.98
Vision
Postdoc Only$7.74
Postdoc + One$14.34
Family$22.88

ASSOCIATES —Imputed Income: IRS regulations mandate that the value of GW’s contributions to healthcare benefits for domestic partners of Associates and their eligible children be considered taxable income to the Associate.

SCHOLARS —Imputed Income: IRS regulations mandate that the value of the GW benefits for Scholars and their eligible dependents be considered taxable income to the Scholar. For questions, please contact [email protected].

 

Critical Illness

The table below shows how much you’ll pay for Critical Illness Insurance. Rates are dependent on your age as of January 1, 2024 and the amount of coverage selected.

Low Option

Monthly Rates
Employee: $10,000; Spouse: $10,000; Child(ren): $5,000
Attained AgeEE OnlyEE+ SPEE+CHFamily
Under 25$1.90$3.80$2.65$4.55
25-29$2.30$4.60$3.05$5.35
30-34$2.90$5.80$3.65$6.55
35-39$3.50$7.00$4.25$7.75
40-44$4.90$9.80$5.65$10.55
45-49$6.90$13.80$7.65$14.55
50-54$9.70$19.40$10.45$20.15
55-59$11.10$22.20$11.85$22.95
60-64$13.40$26.80$14.15$27.55
65-69$14.00$28.00$14.75$28.75
70+$19.90$39.80$20.65$40.55

High Option

Monthly Rates
Employee: $20,000; Spouse: $20,000; Child(ren): $10,000
Attained AgeEE OnlyEE+ SPEE+CHFamily
Under 25$3.80$7.60$5.30$9.10
25-29$4.60$9.20$6.10$10.70
30-34$5.80$11.60$7.30$13.10
35-39$7.00$14.00$8.50$15.50
40-44$9.80$19.60$11.30$21.10
45-49$13.80$27.60$15.30$29.10
50-54$19.40$38.80$20.90$40.30
55-59$22.20$44.40$23.70$45.90
60-64$26.80$53.60$28.30$55.10
65-69$28.00$56.00$29.50$57.50
70+$39.80$79.60$41.30$81.10

 

Hospital Indemnity Insurance Costs

The tables below show your rates for Hospital Indemnity Insurance, depending on whether you choose the low or high option.

Low Option

Coverage TypeDaily BenefitMonthly Rates
Employee$100$10.49
Employee + Spouse*$100$20.13
Employee + Children*$100$18.01
Employee + Family$100$27.65

High Option

Coverage TypeDaily BenefitMonthly Rates
Employee$200$20.23
Employee + Spouse*$200$39.19
Employee + Children*$200$35.04
Employee + Family$200$54.00

 

Legal Resources

Monthly Contribution: $18.00