The 2027 Open Enrollment period will begin on Monday, October 5, 2026 and end on Friday, October 23, 2026 at 8 p.m. ET.
Contribution Rates
| MEDICAL | |||
| FULL TIME | Postdoc Contribution | GW Contribution | |
| Postdoc Only | $124.05 | $613.29 | |
| Postdoc + Spouse | $428.82 | $1,355.54 | |
| Postdoc + Child(ren) | $310.79 | $1,020.89 | |
| Family | $638.57 | $1,817.89 | |
| MEDICAL | |||
| PART TIME | Postdoc Contribution | GW Contribution | |
| Postdoc Only | $368.67 | $368.67 | |
| Postdoc + Spouse | $892.18 | $892.18 | |
| Postdoc + Child(ren) | $665.84 | $665.84 | |
| Family | $1,228.23 | $1,228.23 | |
| DENTAL | |||
| DMO | Low PPO | High PPO | |
| Postdoc Only | $17.15 | $37.78 | $63.18 |
| Postdoc +One | $39.22 | $80.32 | $137.01 |
| Family | $47.48 | $97.21 | $165.79 |
| Vision | |||
| Postdoc Only | $7.74 | ||
| Postdoc + One | $14.34 | ||
| Family | $22.88 | ||
ASSOCIATES —Imputed Income: IRS regulations mandate that the value of GW’s contributions to healthcare benefits for domestic partners of Associates and their eligible children be considered taxable income to the Associate.
SCHOLARS —Imputed Income: IRS regulations mandate that the value of the GW benefits for Scholars and their eligible dependents be considered taxable income to the Scholar and will be reported as required under applicable federal, state, and local tax laws. You will be responsible for paying any resulting tax liability. This will be reported annually on your 1099. For questions, please contact benefits
gwu [dot] edu.
Critical Illness
The table below shows how much you’ll pay for Critical Illness Insurance. Rates are dependent on your age as of January 1, 2026 and the amount of coverage selected.
Low Option
| Monthly Rates | ||||
| Employee: $10,000; Spouse: $10,000; Child(ren): $5,000 | ||||
| Attained Age | EE Only | EE+ SP | EE+CH | Family |
| Under 25 | $1.90 | $3.80 | $2.65 | $4.55 |
| 25-29 | $2.30 | $4.60 | $3.05 | $5.35 |
| 30-34 | $2.90 | $5.80 | $3.65 | $6.55 |
| 35-39 | $3.50 | $7.00 | $4.25 | $7.75 |
| 40-44 | $4.90 | $9.80 | $5.65 | $10.55 |
| 45-49 | $6.90 | $13.80 | $7.65 | $14.55 |
| 50-54 | $9.70 | $19.40 | $10.45 | $20.15 |
| 55-59 | $11.10 | $22.20 | $11.85 | $22.95 |
| 60-64 | $13.40 | $26.80 | $14.15 | $27.55 |
| 65-69 | $14.00 | $28.00 | $14.75 | $28.75 |
| 70+ | $19.90 | $39.80 | $20.65 | $40.55 |
High Option
| Monthly Rates | ||||
| Employee: $20,000; Spouse: $20,000; Child(ren): $10,000 | ||||
| Attained Age | EE Only | EE+ SP | EE+CH | Family |
| Under 25 | $3.80 | $7.60 | $5.30 | $9.10 |
| 25-29 | $4.60 | $9.20 | $6.10 | $10.70 |
| 30-34 | $5.80 | $11.60 | $7.30 | $13.10 |
| 35-39 | $7.00 | $14.00 | $8.50 | $15.50 |
| 40-44 | $9.80 | $19.60 | $11.30 | $21.10 |
| 45-49 | $13.80 | $27.60 | $15.30 | $29.10 |
| 50-54 | $19.40 | $38.80 | $20.90 | $40.30 |
| 55-59 | $22.20 | $44.40 | $23.70 | $45.90 |
| 60-64 | $26.80 | $53.60 | $28.30 | $55.10 |
| 65-69 | $28.00 | $56.00 | $29.50 | $57.50 |
| 70+ | $39.80 | $79.60 | $41.30 | $81.10 |
Hospital Indemnity Insurance Costs
The tables below show your rates for Hospital Indemnity Insurance, depending on whether you choose the low or high option.
Low Option
| Coverage Type | Daily Benefit | Monthly Rates |
| Employee | $100 | $10.49 |
| Employee + Spouse* | $100 | $20.13 |
| Employee + Children* | $100 | $18.01 |
| Employee + Family | $100 | $27.65 |
High Option
| Coverage Type | Daily Benefit | Monthly Rates |
| Employee | $200 | $20.23 |
| Employee + Spouse* | $200 | $39.19 |
| Employee + Children* | $200 | $35.04 |
| Employee + Family | $200 | $54.00 |
Legal Resources
Monthly Contribution: $18.00