open enrollment guide - Affordable Care ACT

 The 2025 Open Enrollment that began October 7, 2024 and ended on October 25, 2024 at 8pm (ET) is now closed.

You are viewing the 2025 open enrollment information for ACA-eligible employees and their eligible dependents.

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Under the Affordable Care Act (ACA), large employers are required to offer minimum essential coverage to employees who are considered full-time as defined by the ACA.

The ACA defines a full-time [FT] employee as anyone employed by a given employer for an average of 30 or more hours per week (or 130 hours per month).

The George Washington University has identified you as an FT employee for purposes of ACA. As such, you have the opportunity to participate in the healthcare program described in this guide. Please take the time to review this information. Should you choose to enroll or make a change, be sure to complete your online enrollment within the Open Enrollment period.

 

What

Open Enrollment is your annual opportunity to make health and welfare benefits changes and to add or drop coverage for eligible dependents. Be sure to bookmark the Annual Open Enrollment webpage, go.gwu.edu/2025oe - your destination for all Open Enrollment-related information!
 

Who

ACA-eligible employees and their eligible dependents.
 

When

October 7, 2024 until October 25, 2024 at 8 p.m. (ET) (3 weeks only!).
 

Why

Even if you are happy with your current benefit elections, Open Enrollment is a good time to review and confirm that your benefits are the right choices for you and your family. If you choose not to take action, your existing coverage options will roll over into 2025.*

Take some time to review your options; otherwise, you cannot make changes until the next Open Enrollment period unless you experience a Qualified Life Event (QLE), such as a change in marital status, the birth or adoption of a child, etc.

*The cost of coverage will reflect 2025 contribution amounts.