The 2027 Open Enrollment period that began on Monday, October 5, and ended on Friday, October 23, 2026, at 8 p.m. ET is now closed.
Disability Insurance Options
All Postdoc Associates and Scholars are eligible for basic Long-Term Disability Insurance. Enrollment is automatic and coverage is paid for by GW.
- Beginning, January 1, 2027, the LTD plan will transition from Lincoln Financial to MetLife.
What is Long-Term Disability Insurance?
- The LTD plan provides a way to protect your income if you become disabled for a lengthy period of time.
- It is important to have protection for your income to allow you to meet your financial obligations when you are unable to work; disability insurance does just that.
LTD insurance is provided at no cost to you.
| Core Benefits | Long-Term Disability (LTD) |
| Benefit Amount | 60% of your pre-disability earnings (up to a maximum of $10,000 per month) |
| Benefit Waiting Period | Payable after 180 days of continued disability |
| Maximum Benefit Period | Until member reaches Social Security Normal Retirement Age |
| Pre-existing Conditions | Ailments diagnosed/treated during the 3 months prior to enrollment will not be covered until the plan has been active for 12 months. |