open enrollment guide for post docs

 The 2026 Open Enrollment period begins on Monday, October 6, 2025 and ends on Friday, October 24, 2025 at 8 p.m. ET.

You are viewing the 2026 open enrollment information for Postdoc Associates and Scholars and their eligible dependents.

Disability Insurance Options

All Postdoc Associates and Scholars are eligible for basic Long-Term Disability Insurance. Enrollment is automatic and coverage is paid for by GW.
 

What is Long-Term Disability Insurance?

  • The LTD plan, offered by Lincoln Financial, provides you a way to protect your income if you become disabled for a lengthy period of time.
  • It is important to have protection for your income to allow you to meet your financial obligations when you are unable to work; disability insurance does just that.

LTD insurance is provided at no cost to you.
 

Core BenefitsLong-Term Disability (LTD)
Benefit Amount60% of your pre-disability earnings (up to a maximum of $10,000 per month)
Benefit Waiting PeriodPayable after 180 days of continued disability
Maximum Benefit PeriodUntil member reaches Social Security Normal Retirement Age
Pre-existing ConditionsAilments diagnosed/treated during the 3 months prior to enrollment will not be covered until the plan has been active for 12 months.


 Please Note: If you leave the United States to permanently return to your home country, your Long-Term Disability benefits will terminate 12 months from the date you departed the United States.