open enrollment guide for LTD participants

 The 2026 Open Enrollment period begins on Monday, October 6, 2025 and ends on Friday, October 24, 2025 at 8 p.m. ET.

You are viewing the 2026 open enrollment information for Long Term Disability (LTD) recipients currently enrolled in a plan via bswift.

What’s Staying the Same for 2026

The following programs and benefits will continue to be available in 2026.

2026 Vision Contribution Overview

Vision contributions for participating LTD recipients will not increase in 2026. The Basic and Enhanced vision plans will continue to be offered through UnitedHealthcare and there will be no changes in coverage or plan design.

   DID YOU KNOW?

Your UHC Vision plan includes express vision exams (some state restrictions apply), a  broad pediatric vision benefitexpanded benefits for women who are pregnant or breastfeeding, and a hearing discount.

 

2026 Pharmacy Overview

Prescription drug coverage will continue to be through CVS Caremark for 2026.

Health & Well-Being Benefits

  • Group Home and Auto Insurance
  • Health Advocate
  • Pet Insurance
  • Identity Theft
  • Progyny Fertility and Family Building (available to GW LTD PPO participants)
  • Real Appeal
  • Tobacco Cessation

Pharmacy Benefit Features

  • PrudentRx Pharmacy Benefit
  • Mandatory Maintenance Choice - All Access with Opt-Out
  • Diabetes Management Program with Hypertension

Medical Plan Features / Programs