open enrollment guide for LTD participants

 The 2026 Open Enrollment period begins on Monday, October 6, 2025 and ends on Friday, October 24, 2025 at 8 p.m. ET.

You are viewing the 2025 open enrollment information for Long Term Disability (LTD) recipients currently enrolled in a plan via bswift. 2026 Open Enrollment information is coming soon.

What’s Staying the Same for 2025

The following programs and benefits will continue to be available in 2025.

Health & Well-Being Benefits

  • Group Home and Auto Insurance
  • Health Advocate
  • Pet Insurance
  • Identity Theft

Pharmacy Benefit Features

  • PrudentRx Pharmacy Benefit
  • Mandatory Maintenance Choice - All Access with Opt-Out
  • Diabetes Management Program

Medical Plan Features / Programs

  • Centers of Excellence
  • Freestanding Imaging and Labs Preferred Network
  • Virtual Visits
  • Real Appeal
  • GW Medical Faculty Associates (MFA) Benefit Coverage Tier on the LTD