open enrollment guide for LTD participants

 2024 Open Enrollment Period: October 9 - 27, 2023

You are viewing open enrollment information for Long Term Disability (LTD) recipients currently enrolled in a plan via bswift.

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What is Open Enrollment?

Open Enrollment is your annual opportunity to reflect on you and your family’s needs and fine-tune your benefits package to match. Many life events can occur over the course of the year that can impact the types of plans and amount of coverage you need. Take this opportunity to think about the changes you and your family have experienced in the past year, or anticipate in the coming year. Then, determine which benefit plans and programs will best meet your needs.

Important: The Open Enrollment period that runs October 9 - 27, 2023, is only for those LTD recipients or dependents who are continuing benefits via bswift.

Post-Age 65 LTD Recipients: Medicare Exchange

The Open Enrollment period for GW LTD recipients and dependents age 65 and older, who participate in medical, pharmacy, vision or dental plans through Via Benefits, is October 15 – December 7, 2023.

 For more information, please contact Via Benefits at (855) 232-5748 or you can review and enroll in Medicare plans online at my.viabenefits.com/gw.

What’s Included?

The benefits below are part of Open Enrollment for those continuing coverage via bswift, which runs October 9-27, 2023, and can only be changed during this period unless you experience a Qualified Life Event (QLE):

Benefit Type

Options

Medical and Prescription Plans

Medical and Prescription Plans

For LTD recipients and their dependents under age 65:

  • GW LTD PPO - includes prescription drug coverage through CVS Caremark
  • Waive Coverage - note that if you decide to drop GW group medical coverage, you will not be able to enroll in the future

Dental Plans

  • Aetna High PPO Plan
  • Aetna Low PPO Plan
  • Aetna DMO Plan
  • Waive Coverage

Vision Plans

  • UnitedHealthcare Basic Vision Plan
  • UnitedHealthcare Enhanced Vision Plan
  • Waive Coverage

These benefits are part of Open Enrollment, and can only be changed once per year unless you have a qualified life event.