open enrollment guide for LTD participants

 The 2025 Open Enrollment that began October 7, 2024 and ended on October 25, 2024 at 8pm (ET) is now closed.

You are viewing the 2025 open enrollment information for Long Term Disability (LTD) recipients currently enrolled in a plan via bswift.

Contribution Rates

The charts below summarize your contribution rates for coverage in 2025.

UHC Medical Coverage

GW LTD PPO Pre-MedicareMonthly Contributions
LTD Recipient Only$850.03
LTD Recipient + One$1,785.05
LTD Recipient + Family$2,550.09
Spouse Only$850.03
Child Only$850.03
2 Dependents Only$1,785.05
3 or More Dependents$2,550.09
GW LTD PPO Medicare (for those under age 65)Monthly Contributions
LTD Recipient Only$680.02
LTD Recipient + One$1,360.05
LTD Recipient + Family$2,040.07
Spouse Only$680.02
Child Only$680.02
2 Dependents Only$1,360.05
3 or More Dependents $ 2,040.07

If you and/or your dependents are eligible for Medicare, are paying the higher GW LTD PPO Pre-Medicare rates and would like to be enrolled at the GW LTD PPO Medicare rates, please contact GW Benefits at [email protected] or by calling (571) 553-8382 for enrollment support.

Dental Coverage

Coverage CategoriesMonthly Contributions
DMO
LTD Recipient Only$15.34
LTD Recipient + One$35.06
LTD Recipient + Family$42.43
High PPO
LTD Recipient Only$59.02
LTD Recipient + One$128.03
LTD Recipient + Family$154.91
Low PPO
LTD Recipient$35.32
LTD Recipient + One$75.06
LTD Recipient + Family$90.85

UHC Vision Coverage

Coverage OptionsMonthly Contributions
Basic
LTD Recipient$5.22
LTD Recipient + One$9.66
LTD Recipient + Family$15.40
Enhanced
LTD Recipient$7.89
LTD Recipient + One$14.59
LTD Recipient + Family$23.25