Long-Term Disability hero image Contribution Rates
Contribution Rates

 The 2027 Open Enrollment period will begin on Monday, October 5, 2026 and end on Friday, October 23, 2026 at 8 p.m. ET.

You are viewing the 2027 open enrollment information for Long Term Disability (LTD) recipients currently enrolled in a plan via bswift.

Contribution Rates

The charts below summarize your contribution rates for coverage in 2026.

Aetna Medical Coverage

GW LTD PPO Pre-MedicareMonthly Contributions
LTD Recipient Only$991.28
LTD Recipient + Spouse/DP$2,081.68
LTD Recipient + Child(ren)$1,883.44
Full Family$2,973.86
GW LTD PPO Medicare EligibleMonthly Contributions
LTD Recipient Only$793.02
LTD Recipient + Spouse/DP$1,883.42
LTD Recipient + Child(ren)$1,685.18
Full Family$2,775.60

If you and/or your dependents are eligible for Medicare, are paying the higher GW LTD PPO Pre-Medicare rates and would like to be enrolled at the GW LTD PPO Medicare rates, please contact GW Benefits at benefitsatgwu [dot] edu (benefits[at]gwu[dot]edu) or by calling (571) 553-8382 for enrollment support.

Aetna Dental Coverage

Coverage CategoriesMonthly Contributions
DMO
LTD Recipient Only$16.59
LTD Recipient + One$37.92
LTD Recipient + Family$45.89
High PPO
LTD Recipient Only$66.13
LTD Recipient + One$143.42
LTD Recipient + Family$173.53
Low PPO
LTD Recipient$39.56
LTD Recipient + One$84.09
LTD Recipient + Family$101.77

UHC Vision Coverage

Coverage OptionsMonthly Contributions
Basic
LTD Recipient$5.22
LTD Recipient + One$9.66
LTD Recipient + Family$15.40
Enhanced
LTD Recipient$7.89
LTD Recipient + One$14.59
LTD Recipient + Family$23.25