GW Health Savings Plan (HSP)

The GW Health Savings Plan (HSP) with Health Savings Account (HSA) is designed to give you control over your healthcare dollars and save for your future. It is a lower-premium, high deductible health insurance plan, which means you pay less out-of-pocket each month and more at the point of care before the plan pays for services that are not considered preventive.

• The GW HSP covers in- and out-of-network services (you’ll pay more for out-of-network providers).
• In-network preventive services and medications are covered at 100 percent.
• For all other services, you are responsible for paying the full cost of care until you reach the plan’s deductible. Then, you are responsible for a portion of the cost of care (your coinsurance) until you reach the plan’s out-of-pocket maximum.