What's New for 2024

Explore the new voluntary programs available to postdocs in 2024!

 

NEW! Critical Illness – Voya

The selection of voluntary benefits will expand with the addition of Voya’s critical illness insurance beginning January 1, 2024. Plan participants who elect the insurance coverage will be provided a lump-sum payment if there is diagnosis of an unexpected covered medical condition for you or an eligible family member. Claims and documentation of the medical condition that meet the policy and certificate requirements will need to be provided directly to Voya.  

Critical Illness insurance will complement, not replace your medical coverage, and will be paid directly to you in addition to GW’s medical and disability benefits (if eligible and enrolled). You select your coverage amount from $10,000 or $20,000. Spouse/Domestic Partner coverage is also available in an amount equal to the selected employee benefit. Dependent coverage is available at 50% of the selected employee benefit. Additionally, covered plan participants receive an annual wellness benefit of $50 for completing an eligible health screening test.  For more information on cost and coverage review the Voya Critical Illness brochure.

Enroll* online via the GW benefits enrollment system during 2024 Open Enrollment!

*Please Note: Enrollment is restricted to open enrollment, new hire, and life events.

 

NEW! Hospital Indemnity - Voya

Hospital Indemnity administered by Voya is another new addition to the GW voluntary benefit options beginning January 1, 2024. With this insurance, you’ll receive a fixed daily benefit if you or an eligible family member have a covered stay in a hospital, intensive care unit, or rehabilitation facility that occurs after your coverage effective date. You choose between the High or Low plan options and whether you wish to enroll eligible dependents. Benefit amounts are dependent on the type of facility and number of days of confinement. Claims and documentation that meet the policy and certificate requirements will need to be provided directly to Voya. No medical questions or tests are required for coverage.

Hospital Indemnity insurance is not health insurance and doesn’t replace your medical coverage; instead, it complements it. The benefit payments go directly to you to be used however you’d like rather than straight towards medical bills and treatments you may need. Choose this supplemental health insurance for added protection and to get yourself back on track financially should a covered hospitalization occur. For more information on cost and coverage review the Voya Hospital Indemnity brochure.

Enroll* online via the GW benefits enrollment system during 2024 Open Enrollment!

*Please Note: Enrollment is restricted to open enrollment, new hire, and life events.

 

NEW! Group Legal – Legal Resources

Beginning, January 1, 2024, GW will offer a group legal program, provided by the Legal Resources® Plan, which is designed to give you access to a nationwide network of over 11,000 professional attorneys and provide protection against high legal fees. If you enroll in this benefit, you, your spouse/domestic partner and your eligible dependent children will have access to a broad range of legal services covered under the monthly fee of $18. Many legal matters like will preparation, traffic violations, divorce/legal separation, review of personal legal documents, real estate (buying/selling a home) are covered at 100%.  Legal matters not fully covered (e.g. child support, personal injury, immigration, bankruptcy, contested family law issues) will be at a 25% attorney fee discount, with one hour of free consultation.  Please Note: You may not cancel your membership in the plan until the annual open enrollment following 12 months of participation. Mid-plan year qualifying life event changes are not permitted for both enrollment and coverage termination. 

For more information and to identify network providers on the Legal Resources Plan, visit legalresources.com.