2025 Open Enrollment begins October 7, 2024 and ends on October 25, 2024 at 8pm (ET).
What’s Changing for 2025
2025 Medical Contribution Overview
The Medical Plan will increase by 6% in 2025 (across all salary bands*). The monthly employee contribution increase will range from $2 to about $31, depending on your coverage level and salary band.
Below are two examples of the monthly medical contribution increase for a full-time employee with a salary between $50k and $90k.
- If the employee enrolls in the GW HSP for individual coverage, the average medical contribution increase will be about $6 per month for 2025.
- If the employee enrolls in the GW HSP with family coverage, the average medical contribution increase will be about $20 per month for 2025.
*Please note: There are no changes to the current salary bands and the GW Health Savings Plan (HSP) will continue to be offered. UnitedHealthcare will continue to be the medical benefits administrator and there will be no plan design changes for 2025 (e.g., deductibles, copays).
Reminder: MFA TIER
The GW HSP medical plan includes a separate benefit coverage tier for Medical Faculty Associates (MFA). When GW medical plan participants see an MFA provider*, they receive lower co-payments and lower employee coinsurance, helping your medical expense dollars go further because a greater portion of your care will be covered by the Plan.
GW employees also have a dedicated phone number to schedule appointments at: 202-677-6000.
*The MFA tier applies to professional charges by MFA providers, MFA behavioral health providers continue to be out of-network.
Tax Advantaged Accounts
2025 Health Savings Account (HSA) Contribution Limits
(combined employee + GW contribution)
- For those with individual Health Savings Plan (HSP) coverage, the annual maximum for the HSA will increase by $150 to $4,300.
- For those with family HSP coverage, the annual maximum for the HSA will increase by $250 to $8,550.
- GW’s HSA matching contribution continues: GW will match dollar for dollar up to $600 for those enrolled for employee only coverage and up to $1,200 for those covering dependents under the GW Health Savings Plan.