open enrollment guide - Affordable Care ACT

 The 2025 Open Enrollment that began October 7, 2024 and ended on October 25, 2024 at 8pm (ET) is now closed.

You are viewing the 2025 open enrollment information for ACA-eligible employees and their eligible dependents.

Contribution Rates

The charts below summarize your contribution rates for coverage in 2025:

UHC Medical Coverage

Full-Time with Benefits Salary ≤ $35,000

Full-Time with Benefits Salary ≤ $35,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$38.59$721.41$17.81$332.96$51.46$961.87
EE+SP/DP$120.34$1,475.72$55.54$681.10$160.46$1,967.62
EE+ Child(ren)$105.47$1,338.58$48.68$617.81$140.63$1,784.77
Family$187.22$2,092.89$86.41$965.95$249.62$2,790.52

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

 

Full-Time with Benefits Salary $35,000.01 – $50,000

Full-Time with Benefits Salary $35,000.01 – $50,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$62.32$697.68$28.76$322.01$83.09$930.24
EE+SP/DP$194.38$1,401.68$89.72$646.93$259.18$1,868.90
EE+ Child(ren)$170.40$1,273.66$78.64$587.84$277.19$1,698.21
Family$302.47$1,977.64$139.60$912.76$403.29$2,636.85

EE = Employee | SP/DP = Spouse/ Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

Full-Time with Benefits Salary $50,000.01 – $90,000

Full-Time with Benefits Salary $50,000.01 – $90,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$95.90$664.10$44.26$306.51$127.86$885.47
EE+SP/DP$237.64$1,358.42$109.68$626.96$316.86$1,811.22
EE+ Child(ren)$211.96$1,232.09$97.83$568.66$282.61$1,642.79
Family$340.44$1,939.67$157.13$895.23$453.92$2,586.23

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

Full-Time with Benefits Salary $90,000.01 – $130,000

Full-Time with Benefits Salary $90,000.01 – $130,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$104.53$655.47$48.24$302.53$139.37$873.96
EE+SP/DP$263.03$1,333.03$121.40$615.25$350.70$1,777.38
EE+ Child(ren)$236.66$1,207.39$109.23$557.26$315.54$1,609.86
Family$368.51$1,911.60$170.08$882.28$491.35$2,548.80

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

Full-Time with Benefits Salary $130,000.01 – $200,000

Full-Time with Benefits Salary $130,000.01 – $200,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$113.92$646.08$52.58$298.19$151.89$861.44
EE+SP/DP$307.94$1,288.12$142.13$594.52$410.59$1,717.49
EE+ Child(ren)$279.06$1,164.99$128.79$537.69$372.07$1,553.33
Family$425.97$1,854.14$196.60$855.76$567.96$2,472.18

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

 

Full-Time with Benefits Salary $200,000.01 - $300,000

Full-Time with Benefits Salary $200,000.01 - $300,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$124.17$635.83$57.31$293.46$165.56$847.78
EE+SP/DP$353.88$1,242.18$163.33$573.31$471.84$1,656.24
EE+ Child(ren)$323.73$1,120.32$149.42$517.07$431.65$1,493.75
Family$475.69$1,804.42$219.55$832.81$634.25$2,405.90

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.

 

Full-Time with Benefits Salary >$300,000

Full-Time with Benefits Salary >$300,000

 MonthlyBi-WeeklyPaid over 9 Months
Monthly Contributions
 Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.Employee Contrib.GW Contrib.
GW Health Savings Plan (HSP)
EE$135.35$624.65$62.47$288.30$180.47$832.86
EE+SP/DP$413.43$1,182.63$190.81$545.83$551.24$1,576.84
EE+ Child(ren)$370.06$1,073.99$170.80$495.69$493.41$1,431.99
Family$541.51$1,738.60$249.93$802.43$722.02$2,318.13

EE = Employee | SP/DP = Spouse/Domestic Partner

9-Month Employees, please note: There are no employee or GW contributions during June, July or August.